Brand new without the cookie-cutter subdivision feel!Welcome to 181 Harris Street, where new construction meets the charm of an established Troy neighborhood. This 3-bedroom, 2-bath home offers 1,400 sq. ft. with quartz countertops, modern finishes, and a primary suite complete with a walk-in closet. The roomy 2-car garage has space for a full-size truck, while the unfinished lower level is ready for whatever comes next-with a bathroom rough-in and egress window already in place for a potential 4th bedroom. Set on a city lot in a mature neighborhood close to town, this one gives you the best of both worlds: everything is new, but the neighborhood isn't! PLUS, TAKE ADVANTAGE OF A SELLER-PAID 2-1 INTEREST RATE BUYDOWN! This incentive could help make your monthly mortgage payments more affordable during your first two years of homeownership! Here's an example: If your qualifying interest rate at the time of purchase is 7.5%, a 2-1 buydown would temporarily reduce your rate to: Year 1: 5.5% Year 2: 6.5% Years 3-30: 7.5% Enjoy lower initial monthly payments while settling into your brand-new home!
| MLS # | 26062798 |
|---|---|
| Listing Type | For Sale |
| Style | House |
| Sub-Type | New Construction |
| Status | Active |
| Year | 2026 |
| Days On Site | 30 |
| Listing Provided By | Nichols Real Estate | Ashley Nichols |
| Bed(s) | 3 |
|---|---|
| Bath(s) | 2 Total |
| SQ Feet | 1,400 |
| Garage | 2 |
| Basement | Y |
| Story(s) | 1 |
| Acreage | 0.23 |
| Rooms Total | 8 |
|---|---|
| Cooling | Ceiling Fan(s), Electric |
| Heating | Electric |
| Interior Features | Ceiling Fan(s), Double Vanity, Kitchen Island, Kitchen/Dining Room Combo, Open Floorplan, Vaulted Ceiling(s), Walk-In Closet(s) |
| Appliances | Stainless Steel Appliance(s), Dishwasher, Disposal, Exhaust Fan, Microwave, Oven, Water Heater |
| Roof | Architectural Shingle |
|---|---|
| Construction Materials | Brick Veneer, Vertical Siding, Vinyl Siding |
| Lot Features | City Lot, Corner Lot, Front Yard, Level |
| Garage Yes / No | Yes |
|---|---|
| Attached Garage Yes / No | Yes |
| Utilities | Cable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected |
|---|---|
| Electric | Single Phase, 220 Volts |
| Sewer | Public Sewer |
| State | MO |
|---|---|
| County | Lincoln |
| City | Troy |
| Zip Code | 63379 |
| Area | Troy R 3 |
| Community Name | Avery Add |
| School District | Troy Buchanan High |
| Elementary School | Main Street Elem. |
| High School | Troy Buchanan High |
| Listing VS Median (in Avery Add) | |
Price: $349,000 low | high Med: $349,000 sqft: 1,400 low | high Med: 1,400 $ / sqft: $249 low | high Med: $249 On site: 30 low | high Med: 30 | |
| State | MO |
|---|---|
| County | Lincoln |
| City | Troy |
| Zip Code | 63379 |
| Area | Troy R 3 |
| Community Name | Avery Add |
| School District | Troy Buchanan High |
| Elementary School | Main Street Elem. |
| High School | Troy Buchanan High |
| Listing VS Median (in Avery Add) | |
Price: $349,000 low | high Med: $349,000 sqft: 1,400 low | high Med: 1,400 $ / sqft: $249 low | high Med: $249 On site: 30 low | high Med: 30 | |